West USA Realty: June 2009

Tuesday, June 30, 2009

Fw: ARMLS PRESENTATIONS AT OUR OFFICE MEETINGS

BEGIN--THE REST IS EASY
Bob Stephens CRB e-PRO
Managing Broker
West USA Realty

----- Original Message -----

From: Bob Stephens

To: AAAABob Stephens

Sent: Sunday, June 28, 2009 11:10 AM

Subject: ARMLS PRESENTATIONS AT OUR OFFICE MEETINGS

Here is the ARMLS calendar for us in July, 2009

Below is what I have added to my calendar-doing all your offices in July. Let me know if the dates work for you. Also, 30 to 40 minutes for me is perfect. Thanks-Chris

Thursday July 9^th 9:00am Metro address is 11022 N. 28^th Dr., Phoenix. Just off I-17 and west on Peoria to 28^th Dr. and then north.

Friday July 10^th Mesa Friday meetings are at AMERICAN TITLE—2266 S. Dobson Rd. (same location as the WUSA office.

Starts at 9 AM

Wednesday July 15^th Scottsdale (Kierland) meetings are on Wednesdays at the D. R. HORTON offices 16430 N. Scottsdale Rd. in Scottsdale, just south of Frank Lloyd Wright. Starts at 9 AM! 2^nd floor—follow the signs.

Thursday July 16^th 10:am Arrowhead is 16150 N. Fountain Center Drive in Peoria—Bell Rd. just east of 83^rd Ave. (East of Loop 101) This one is kinda' hard to find but it is south of Bell Rd. and IN about 2 blocks on Fountain Center Dr.

Tuesday July 28^th Ahwatukee meetings are on Tuesdays at the office at 4505 E. Chandler Blvd. # 200 Starts at 9 AM!

Christine DeWald

Industry Relations Liaison

Arizona Regional MLS, Inc.

BEGIN--THE REST IS EASY
Bob Stephens CRB e-PRO
Managing Broker
West USA Realty

Monday, June 29, 2009

Fw: ARMLS STREET MAPS

BEGIN--THE REST IS EASY
Bob Stephens CRB e-PRO
Managing Broker
West USA Realty

----- Original Message -----

From: Bob Stephens

To: AAAABob Stephens

Sent: Monday, June 29, 2009 6:01 PM

Subject: ARMLS STREET MAPS

Here is a message from Ben Villa that I am passing on to everyone. Good deal!

Hi Bob,
I was taking a class at the Phoenix Board on 6/29/09, during the break, I went to the bookstore. The ARMLS street atlas, that normally sells for $31.90 (for par members) is being
sold for $5.00. They are not going to print them anymore and just want to get rid of them.
There were about 25-30 copies left. I don't know if the other Boards are doing the same as the Phoenix branch. If you want to pass this info to our people, it would be a good savings.
Ben Villa

BEGIN--THE REST IS EASY
Bob Stephens CRB e-PRO
Managing Broker
West USA Realty

Sunday, June 28, 2009

Fw: Maricopa seeing signs of new beginning

BEGIN--THE REST IS EASY
Bob Stephens CRB e-PRO
Managing Broker
West USA Realty

----- Original Message -----

From: Bob Stephens

To: AAAABob Stephens

Sent: Sunday, June 28, 2009 11:15 AM

Subject: Fw: Maricopa seeing signs of new beginning

Here is first page news from the Az. Republic for those that did not see it. Good article!

BEGIN--THE REST IS EASY
Bob Stephens CRB e-PRO
Managing Broker
West USA Realty

----- Original Message -----

From: bob@westusa.com

To: rstephens@onmbb.com

Sent: Sunday, June 28, 2009 6:44 AM

Subject: Maricopa seeing signs of new beginning

You have received a link to azcentral.com content from bob@westusa.com.

To access the content, click the link below or copy and paste the full address into your Web browser:

Maricopa seeing signs of new beginning

http://www.azcentral.com/php-bin/clicktrack/email.php/8816188

Thursday, June 25, 2009

Fw: Tax Strategies for the Real Estate Professional: FREE CLASS!

Sent from my BlackBerry Smartphone provided by Alltel

From: "Tiffany Lossing"
Date: Wed, 24 Jun 2009 13:19:35 -0700
To: undisclosed-recipients:;<Invalid address>
Subject: Tax Strategies for the Real Estate Professional: FREE CLASS!

Please mark your calendars for this amazing class; you don’t want to miss it. The feedback that I received from the session that SEVRAR did in June was fantastic. I hope to see you there!

Thank you!

Attend Tax Strategies

for the Real Estate Professional

Thursday, 7/23/2009

10:00 am to 12:00 noon

At SEVRAR: 1363 S Vineyard

Mesa, AZ 85210

RSVP TO: Tiffany Lossing

(602) 321-2193 or tlossing@atsaaz.com

According to the Treasury Inspector General for Tax Administration, You Could Have Overpaid Your Taxes By $11,438 (Yikes)

Many of us assume our accountants take care of our taxes... but forget that WE are the ones giving them the numbers and records they are using to prepare our tax return.

This seminar is guaranteed to identify between $2,500 and $27,500 in NEW deductions that can be used right away to pocket thousands in tax savings. These deductions are based in tax LAW, but presented in simple English that all of us can easily understand.

You'll learn:

Find Money- Learn about carry-back deductions up to five years now andcarry-forwarddeductions to twenty years

Stimulus Package Deductions for 2009– Learn about important 179 Vehicle deductions. PLUS!!! NEW first year auto depreciation deduction UPDATES!

Increase your income – How to use the tax side of your business to INCREASE your spendable income

Myths – What taxes really cost you – regardless of your earnings

Entertainment Strategies – 2 remarkable entertainment deductions available to Real Estate Professionals that may surprise you

Double Entertainment Deductions – How to safely transform 50% entertainment deductions into 100% deductions

Audit-Proofing - Documentation tips that will save you time, all the time

Help Your Accountant – How you can help your accountant work more effectively on your behalf

Car Strategies - Six methods that produce Thousandsin deductions.

Actual Expenses vs. IRS Method Mileage – New $25,000 - $250,000 automobile deductions you don’t want to loose.

IRS Audit - Reduce your chances – Red flags to avoid

Home Office Deduction –WhyReal Estate Professionals may now safely qualify for this remarkable deduction and how it transforms personal commuting to deductible business miles

Learn how a 105 Medical Plan can turn your families medical expenses into tax-favored businessexpenses

This seminar is presented by Ron Reed, CPA, or Denise Maxwell, CPA, of Bradford and Company, Inc., and excerpted from the Bradford and Company, Inc. Tax Strategies for the Self-Employed 8-hour audio course (available at the seminar).

Here is what folks have said about our programs:

"I easily put $2500 back in my pocket... this was an outstanding program."
                                    -- James McCray, Century 21

"This is the most fruitful (and fun) advice and materials that I have found. Worth dollars for every penny invested."
                                   -- Kim Radcliff, Attorney

"Very professional. Speaker delivered complicated tax information on a level everyone could understand. Very good."
                                    -- Mike Rushforth, Coldwell Banker

"(Presentation) was full of lots of tidbits that a person can easily apply to his/her business, leave that day and do something to improve their business. It was very beneficial."
                        -- Martha Hunt, Lewis County Association of Realtors

RSVP to Tiffany Lossing at tlossing@atsaaz.com or 602-321-2193

Fw: Reinstatement of Former Short Sale Policy

Sent from my BlackBerry Smartphone provided by Alltel

From: ARMLScompliance@ARMLS.com
Date: Wed, 24 Jun 2009 15:02:47 -0400
To: Michele J Somers<msomers@westusa.com>
Subject: Reinstatement of Former Short Sale Policy


	Reinstatement of Former Short Sale Policy At the May 2009 NAR Mid Year Conference, ARMLS, with the support of many large and small MLSs around the country, appealed the decision made by the NAR during the November 2008 Conference to mandate that if an MLS requires disclosure of a listing being a potential Short Sale, it must also allow any potential reduction of commission required by the lender to be disclosed through the listing in the MLS. The outcome of the appeal resulted in the NAR commission rule becoming an optional rule rather than a mandatory rule. As a result, the ARMLS Board of Directors voted in May 2009 to return to the original policy of not allowing any conditional commissions to be offered through the MLS. This includes any field, Remarks or otherwise, as well as any media or attachments to the listing. To review the ARMLS position and appeal, click here. In addition, the property status of offers signed by the buyer and the seller but not signed by the lender, may now be changed to Pending or AWC-I depending on whether or not the seller desires to entertain backups. To review a copy of the Short Sale Policy as amended by the ARMLS Board of Directors, click here. The Short Sale Policy is also available on the flexmls Dashboard under the Links pane and also on www.armls.com under Rules and Policies.
To unsubscribe, send a BLANK email to: leave-8101635-96819162.edd4052b3f8c75e25d65246f309ffd83@mk1.netatlantic.com

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Fw: Revised Short Sale Policy Commission Language Enforcement

Sent from my BlackBerry Smartphone provided by Alltel

From: ARMLScompliance@ARMLS.com
Date: Wed, 24 Jun 2009 18:24:27 -0400
To: Michele J Somers<msomers@westusa.com>
Subject: Revised Short Sale Policy Commission Language Enforcement


	Revised Short Sale Policy Commission Language Enforcement All Active and AWC status listings that are subject to short sale approval by a third party will have until July 31, 2009 to remove any and all statements or references to commissions that may have conditions on the stated commission in the actual compensation field(s). Other status listings will not be subject to removal of the language unless they are changed to be in Active or AWC status after July 31, 2009. On August 1, 2009 ARMLS will begin enforcing this policy per the procedures in the Penalty Policy. This violation is considered an automatic violation per the Penalty Policy. As such, the offending language will be removed by ARMLS staff upon its discovery and the list agent will be subject to whatever penalty corresponds to their current level on the penalty progression. Listings that are reported to the Compliance Department between June 24, 2009 and July 31, 2009 will receive a phone call with a reminder to the agent to remove the language prior to penalties being enforced. Please go to the Link section on the flexmls Dashboard, or www.armls.com in the Subscriber's area under the Rules & Policies link, for the entire Penalty Policy and Short Sale Policy. SYNOPSIS EFFECTIVE DATE OF REVISED SHORT SALE POLICY PROVISIONS: JUNE 24^th, 2009 DUE DATE TO REMOVE CONDITIONAL COMMISSION LANGUAGE FROM LISTINGS AND ANY ATTACHMENTS OR LINKS: JULY 31^ST, 2009 ENFORCEMENT OF THE REVISED SHORT SALE COMMISSION POLICY FOR NEW AND EXISTING LISTINGS: AUGUST 1^ST, 2009
To unsubscribe, send a BLANK email to: leave-8102467-96819162.edd4052b3f8c75e25d65246f309ffd83@mk1.netatlantic.com

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Fw: [West USA Realty] COMMISSION POLICY CHANGE BY ARMLS

Sent from my BlackBerry Smartphone provided by Alltel

From: West USA Realty
Date: Thu, 25 Jun 2009 06:23:55 -0700 (PDT)
To: <info@westusa.com>
Subject: [West USA Realty] COMMISSION POLICY CHANGE BY ARMLS

Effective June 24, 2009 the ARMLS Board of Directors has changed the short sale commission policy and aborted the policy as mandated by NAR. This was done in recent NAR meetings and approved by the membership to make the prior policy "optional" as opposed to mandatory. Several state boards spearheaded this effort and ARMLS presented the motion to change the policy. It was adopted and passed by the membership and is now effective. To read about these changes, you should go to www.armls.com put in your password and click on rules and policies, the go down to the short sale policy and copy off the 7 pages of info which includes page 7 that tells of the impending fines for failure to comply. Also on page 4 is a link to the appeal and position of ARMLS written by the ARMLS CEO and other state boards. It is 12 pages and I have saved it on my computer.

Sooo, ARMLS has gone back to the old way of offering compensation and I for one am happy with the job done by our Az. representatives in this issue.

BEGIN--THE REST IS EASY
Bob Stephens CRB e-PRO
Managing Broker
West USA Realty

--
Posted By West USA Realty to West USA Realty at 6/25/2009 06:23:00 AM

COMMISSION POLICY CHANGE BY ARMLS

Sooo, ARMLS has gone back to the old way of offering compensation and I for one am happy with the job done by our Az. representatives in this issue.

BEGIN--THE REST IS EASY
Bob Stephens CRB e-PRO
Managing Broker
West USA Realty

Tuesday, June 23, 2009

GOOD INFO

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Date: Tue, 23 Jun 2009 04:11:11 -0700
To: rstephens@onmbb.com
From: "bob@westusa.com" <bob@westusa.com>
Subject: 45,000-plus Valley properties remain in foreclosure
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You have received a link to the following content from bob@westusa.com:

(The email address of the sender has not been verified.)

-----------------------

Click on the headline: 45,000-plus Valley properties remain in foreclosure

Or copy and paste the following address into your Web browser:
http://www.azcentral.com/php-bin/clicktrack/email.php/8808273

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From: "Bob Stephens" <rstephens@onmbb.com>
To: "AAAABob Stephens" <rstephens@onmbb.com>
Subject: GOVT. EDUCATION GRANTS
Date: Tue, 23 Jun 2009 05:35:17 -0700
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Here is a link to a site that guides you to government grant money for =
education.
Good topic for your newsletter and your own web site. I got this from =
the Arizona Republic.

http://degrees.classesusa.com/schools/23003-page1.cusa

BEGIN--THE REST IS EASY
Bob Stephens CRB e-PRO
Managing Broker
West USA Realty
------=_NextPart_000_007B_01C9F3C4.63F1A450
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<STYLE></STYLE>
</HEAD>
<BODY bgColor=3D#ffffff>
<DIV><STRONG><FONT face=3DArial size=3D2>Here is a link to a site that =
guides you to=20
government grant money for education.</FONT></STRONG></DIV>
<DIV><STRONG><FONT face=3DArial size=3D2>Good topic for your newsletter =
and your own=20
web site. I got this from the Arizona Republic.</FONT></STRONG></DIV>
<DIV><STRONG><FONT face=3DArial size=3D2></FONT></STRONG> </DIV>
<DIV><STRONG><FONT face=3DArial size=3D2><A=20
href=3D"http://degrees.classesusa.com/schools/23003-page1.cusa">http://de=
grees.classesusa.com/schools/23003-page1.cusa</A></FONT></STRONG></DIV>
<DIV> </DIV>
<DIV><STRONG><FONT face=3DArial size=3D2></FONT></STRONG> </DIV>
<DIV><STRONG><FONT face=3DArial size=3D2>BEGIN--THE REST IS EASY<BR>Bob=20
Stephens   CRB  e-PRO<BR>Managing Broker<BR>West USA=20
Realty</FONT></STRONG></DIV></BODY></HTML>

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Good morning--I am sending you 2 links to very interesting articles from the Az. Republic, just in case you missed these.

Also, I have scheduled Christine from ARMLS to come in and do a 30+ minute power point presentation, to give you a better understanding of the issues that you have questions about. These meetings will be in July and I will send you the schedule at the end of the month of June.

Clay's time share has been taken (in response to the many inquiries that I got) By the way, this email goes to about 700 addresses. If you know anyone in WUSA that wants to be included, tell them to email me at bob@westusa.com and be sure to tell me what office they are with. I will add them!

Hope to see you soon!

BEGIN--THE REST IS EASY
Bob Stephens CRB e-PRO
Managing Broker
West USA Realty

Monday, June 22, 2009

Fw: Real Estate Insights -- June 2009

Sent from my BlackBerry Smartphone provided by Alltel

From: "National Association of REALTORS"
Date: Mon, 22 Jun 2009 10:38:02 -0400
To: <msomers@westusa.com>
Subject: Real Estate Insights -- June 2009

June 2009

Download PDF version
(1.2 MB)

In This Issue:

Summertime...and the Buying is Easy?
The home buyer tax credit seems to be working – pending home sales are up for a third month in a row. But there are challenges ahead. Mortgage interest rates rose in May. The tax credit is currently due to expire at the end of November. Does that mean we’ll have a rush of homebuying activity this summer? NAR Chief Economist Lawrence Yun comments on the latest developments in the housing market, as well as providing us with a “modest proposal” for fun.
Read more >

The Great Profile's Greatest Hits

The 2009 NAR Member Profile was released during the recent NAR Midyear meetings in May. This month, we look at the business activity of REALTORS®, including especially the level of transactions involving “distressed” sales – foreclosures and short sales.
Read more >

Checking in on Commercial Markets

NAR conducts a quarterly survey of commercial practitioners asking them about current and potential developments in commercial real estate. The latest Commercial Market Survey Report looks at the state of commercial real estate in the first quarter of 2009. And as our Commercial Research Economist George Ratiu reports, while things aren’t great, there are some encouraging signs.
Read more >

Get Insights Without Looking

Have Real Estate INSIGHTS delivered to your e-mail box as soon as new content is posted each month. It's free to members as well as non-members! Subscribe in the "My Account" section of Realtor.org.
Subscribe now>

Real Estate Insights

Lawrence Yun, NAR Chief Economist
Paul Bishop, Managing Director, NAR Research
Jed Smith, Managing Director, Quantitative Research

Arun Barman, Research Economist
Wannasiri Chompoopet, Manager of Housing Statistics
Keunwon Chung, Data Research Analyst
Stephanie Davis, Office Manager
Thomas J. Doyle, Research Marketing Manager
Meredith Dunn, Communications Representative
Ken Fears,Manager, Regional Economics
Danielle Hale, Research Economist
Michael Hyman, Research Assistant
Jessica Lautz, Research Economist
Selma Lewis, Research Economist
George Ratiu, Research Economist
Gregg Stratton, Research Economist
Sophia Stuart, Marketing Associate
Caroline Van Hollen, Senior Research Coordinator

Copyright © 2009 NATIONAL ASSOCIATION OF REALTORS®. Reproduction or reprinting in any form is prohibited without written permission. Editorial questions and requests to reprint articles should be directed to Meredith Dunn via e-mail at .

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Monitor
Check out this snapshot of monthly housing indicators.

Economic Commentary
It is fairly obvious that first-time buyers are responding to the incentives of rock-bottom mortgage rates and the first-time buyer tax credit.

The Forecast
For the latest economic forecast insights and analysis, view our Economists' Commentary page.

In Focus
The recession has had a major impact on commercial real estate. However, there are a few bright spots.

Market Intelligence
The housing downturn has had an impact on the amount of business REALTORS® have conducted.

Existing Home Sales
Existing-home sales rose in April with strong buyer activity in lower price ranges.

Archives
See previous issues.

Friday, June 19, 2009

Fw: Weekly Real Estate News

Sent from my BlackBerry Smartphone provided by Alltel

From: "REALTOR(R) Magazine Online"
Date: Fri, 19 Jun 2009 11:19:07 -0400
To: <msomers@westusa.com>
Subject: Weekly Real Estate News

If you have trouble reading this e-mail click here.



June 19, 2009


	Advertisement The Market Leader is... you? Get your FREE 2009 Business Plan and empower yourself to grow and manage your business. NAR reports 82% of buyers who used the Internet to search for homes bought with an agent. Get those buyers. Be the Market Leader. Get your FREE Business Plan today.



	NAR: FHA Market Share Must Be Supported The FHA's share of the mortgage financing market has grown to more than 25 percent, making it more crucial than ever to homeownership. Read more >

	10 Cities Most Likely to Bounce Back Quickly Forbes magazine has identified its 10 picks for cities that show the best signs of a quickest recovery from the recession. See which cities made the list. Read more >

	How to Woo First-Time Buyers Novice house hunters can often be tricky to lure. Here are some tips for attracting first-time buyers. Read more >

	Foreclosures Pose Problems for Neighborhood Uninsured foreclosed properties, particularly condominiums, can be risky for property owners in nearby homes. Read more >

	NAR: Federal Regulatory Reform Needed NAR says it supports President Obama's goal of revising rules to protect against future financial upheaval. Read more >

	Top 10 Places to Start Over If you're looking for a place to get a fresh start on life, you should consider moving to one of these places. Read more >

	How to Market to Sellers Facing Foreclosure Creating a resource to which troubled owners can go for information is a first step. Read more >

	Clean the Ways of Messy Neighbors A messy neighbor can distract from your listing. Here are some tips from real estate pro and author Sid Davis on how to deal with a neighbor whose property is an absolute mess. Read more >

	New Tools for House Hunters Innovative technology applications make home shopping even easier for buyers. Read more >

	Can Buying Cheap Foreclosures Make You Rich? A growing cadre of speculators sees great deals in the cities hit hardest by the more mortgage meltdown. Read more >

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