House 'insurance' covers loss of job, would you buy it? - Phoenix Arizona news, breaking news, local news, weather radar, traffic from ABC15 News | ABC15.com

House 'insurance' covers loss of job, would you buy it? - Phoenix Arizona news, breaking news, local news, weather radar, traffic from ABC15 News | ABC15.com

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The 2009 First-Time Home Buyer Tax Credit: The Basics for REALTORS, Homebuyers, and Home owners from the National Association of REALTORS.

The 2009 First-Time Home Buyer Tax Credit: The Basics for REALTORS, Homebuyers, and Home owners from the National Association of REALTORS.

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MARK YOUR CALENDAR

Mark your CALENDAR

 

The "CALENDAR GUY"  JACK AHERN

is back at all meetings from the 25th of August thru the 28th.

 

Many of you buy your calendars from Jack and he only comes in once a year to take your orders.

 

So be there to get your 2010 calendars

ordered!

If you cannot make it, then pick up an order form from your office.

 

Meeting times and places are attached!

 

BEGIN--THE REST IS EASY
Bob Stephens   CRB  e-PRO
Managing Broker
West USA Realty

Fw: SHORT SALE AUDIO CONFERENCE

Here is an invitation from Judy Longhurst of Wells-Fargo that sounds very interesting and it is being held on Aug. 18th in Mesa at 11AM.

I intend to attend and hope to see many of you there. BUT don't forget to Risvip (RSVP) This will be very valuable info. for all!

 

BEGIN--THE REST IS EASY
Bob Stephens   CRB  e-PRO
Managing Broker
West USA Realty

----- Original Message -----

From: Judith.A.Longhurst@wellsfargo.com

To: rstephens@onmbb.com

Sent: Thursday, August 06, 2009 3:03 PM

Subject: SHORT SALE AUDIO CONFERENCE

Hello Bob,

 

Attached is the information about the Short Sale Audio Conference that I mentioned in Friday's meeting.  Jeff Swanson and I will take care of the conference fee and provide lunch to your agents.  I do need to get a guest list to the security guard at the bank ahead of time so if you could send this out to your agents right away and let them know I need them to RSVP by Wednesday, I would very much appreciate it.

 

At this time, I am limiting this to just your agents.  However if there aren't enough folks on your team who are interested, I'll open it up to others.

 

Please let me know if you have any questions.

 

Best regards,

 

Judy A. Longhurst
Mortgage Consultant
Wells Fargo Home Mortgage
S4046-011
1860 E University Drive
Mesa, AZ 85203
480.835.0849 Tel
866.542.0340 Fax
Judy.A.Longhurst@wellsfargo.com
www.wfhm.com/judy-longhurst
This is an unsecured email service which is not intended for sending confidential or sensitive information. Please do not include your social security number, account number, or any other personal or financial information in the content of the email. This may be a promotional email. To discontinue receiving promotional emails from Wells Fargo Bank N.A., including Wells Fargo Home Mortgage, click here NoEmailRequest@wellsfargo.com. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. All rights reserved. Equal Housing Lender. Wells Fargo Home Mortgage-2701 Wells Fargo Way-Minneapolis, MN 55467-8000

---

Fw: Winter Visitors Guide

As promised at yesterdays meeting in Scottsdale----Bob

 

BEGIN--THE REST IS EASY
Bob Stephens   CRB  e-PRO
Managing Broker
West USA Realty

----- Original Message -----

From: Williams, Jennifer

To: rstephens@onmbb.com

Sent: Wednesday, August 05, 2009 5:13 PM

Subject: Winter Visitors Guide

Bob,

 

Thanks for letting me talk to everyone about the upcoming Winter Visitor's Guide at the Kierland meeting this morning. Attached is the flier about this publication.

 

Remember the deadline for scheduling is Friday by 5pm.  Please have anyone that is interested, contact me and I will work with the one on one to get them taken care of.  

 

It is a great way to reach potential buyers!  Remember that we will be mailing out over 8,000 to Canada!

 

Thanks and see you tomorrow!  I will be sending the first time buyer information later!

 

Jennifer Williams

Senior Strategic Account Manager, Real Estate

Republic Media and azcentral.com

Phone:  602-444-2900

Cell:  602-448-6925

fax:  602-444-6825

jennifer.williams@pni.com

 

Fw: ALS INFO WAS VERY INTERESTING TO TINA

 

BEGIN--THE REST IS EASY
Bob Stephens   CRB  e-PRO
Managing Broker
West USA Realty

----- Original Message -----

From: Bob Stephens

To: AAAABob Stephens

Sent: Wednesday, August 05, 2009 6:01 PM

Subject: ALS INFO WAS VERY INTERESTING TO TINA

Here's a great comment from Tina Beecroft regarding the communique from Leo Hernandez

 

WOW Bob!  My dad died a few years age of ALS and he was a vet! He got it when he was 56.  I have never heard of this connection before. . . .We were just discussing this last night,  wondering if the ALS was genetic or not.  I told the kids that no one in our family tree had ever had it before!  I find this info VERY interesting, thank you Bob!

Tina Beecroft

 

BEGIN--THE REST IS EASY
Bob Stephens   CRB  e-PRO
Managing Broker
West USA Realty

Fw: Subscriber Complaints Spur ARMLS Message

 

BEGIN--THE REST IS EASY
Bob Stephens   CRB  e-PRO
Managing Broker
West USA Realty

----- Original Message -----

From: Bob Stephens

To: AAAABob Stephens

Sent: Wednesday, August 05, 2009 6:39 PM

Subject: Fw: Subscriber Complaints Spur ARMLS Message

STOP--Don'tDoDat!

 

Read the following that Jon sent to me!

 

BEGIN--THE REST IS EASY
Bob Stephens   CRB  e-PRO
Managing Broker
West USA Realty

----- Original Message -----

From: JON KICHEN

To: AAA Bob Stephens

Sent: Wednesday, August 05, 2009 2:04 PM

Subject: FW: Subscriber Complaints Spur ARMLS Message

 

 

Bob,

 

As we discussed, this really needs to go out to the agents…we see and hear about this practice every day.

 

Jon Kichen

Vice President, Associate Broker

West USA Realty

602-942-4200

602-863-4602 (e-fax)

 

-----Original Message-----
From: communication@ARMLS.com [mailto:communication@ARMLS.com]
Sent: Wednesday, August 05, 2009 9:53 AM
To: Jon A Kichen
Subject: Subscriber Complaints Spur ARMLS Message

 

Don't Share the Lockbox Code with Your Buyer   ARMLS is receiving numerous reports of agents using non-electronic lockboxes on their listings (sometimes called mechanical boxes or contractor boxes) and publishing the combination code in the REALTOR® Remarks of the listing. The practice of publishing the code in the REALTOR® Remarks is not a violation of ARMLS Rules and Regulations. The problem arises when a buyer's representative gives that combination to a potential buyer to look at a house on their own. Such practices create huge potential liability for the listing broker, the selling broker and the buyer's agent. Sellers look to REALTORS® as protectors of their property. Such unaccompanied visits by buyers could result in property damage, theft, or bodily injury. Do you want to be responsible for causing a seller such a loss?   ARMLS Rule 13.4 states, in part, that Subscribers may use a lockbox to enter a property only with the consent of the listing agent, subject to the listing's showing instructions.  A listing agent may give the combination to a contractor to access the property for bids on repairs or the actual repairs.    Violations of the lockbox rules can result in a fine of up to $2,000 for a first offense, up to $15,000 for multiple offenses and suspension from the MLS from 30 days up to one year.   Letting a buyer go to a listed property without an agent is an open invitation for mischief. Don't risk your career or jeopardize your financial future. NEVER give out the combination to a lockbox to a buyer or vendor. To unsubscribe, send a BLANK email to: leave-8304353-96818794.652bad15ca5f19127d6580cfa702bbdb@mk1.netatlantic.com

 

You are currently subscribed to all-subscribers as: jkichen@westusa.com Add communication@ARMLS.com to your email address book to ensure delivery Forward to a Friend  |  Manage Subscription  |   Subscribe  |   Unsubscribe

 

Fw: Veterans and amyotrophic laterla sclerosis (ALS)

Thanks to Leo Hernandez for the following info. so I am forwarding it to those that may be able to use this info.

Thanks Leo (Metro office)

 

BEGIN--THE REST IS EASY
Bob Stephens   CRB  e-PRO
Managing Broker
West USA Realty

----- Original Message -----

From: leo hernandez

To: undisclosed recipients

Sent: Tuesday, August 04, 2009 3:52 PM

Subject: Veterans and amyotrophic laterla sclerosis (ALS)

Re; amyotrophic lateral sclerosis (ALS). Info for all veterans regardless of when you served. We are all at higher risk.

If you or any other veteran has or had amyotrophic lateral sclerosis (ALS), also known as Lou Gehrig's disease,  please look up Department of Veterans Affairs News Release of September 23, 2008.
It says that there is such a strong link between military service and Lou Gehrig's disease that they are considering it a service connected disability. They have approved benefits for the veteran or for his widow/widower/dependents.

Contact VA  benefits 1-800-827-1000 or in Phoenix area contact Art Brest, American Legion service rep at 602-627-3284 to fill out an application.

Send this out to any other veterans you might know. Not enough people know about it. I found it by chance while researching other things. My father-in-law was a highly decorated WWII vet. He died in 1985 of ALS.  We have just filed for widow's benefits for his wife.

Veterans have to take care of each other just like we did before.

Leo G. Hernandez,(USN corpsman 1965-69) 
602-359-9628

Fw: Group Benefits from Verizon

The information contained in this message and any attachment may be
proprietary, confidential, and privileged or subject to the work
product doctrine and thus protected from disclosure. If the reader
of this message is not the intended recipient, or an employee or
agent responsible for delivering this message to the intended
recipient, you are hereby notified that any dissemination,
distribution or copying of this communication is strictly prohibited.
If you have received this communication in error, please notify me
immediately by replying to this message and deleting it and all
copies and backups thereof. Thank you.

BEGIN--THE REST IS EASY
Bob Stephens CRB e-PRO
Managing Broker
West USA Realty

Sent: Tuesday, August 04, 2009 6:08 AM
Subject: Fw: Group Benefits

Here is a message regarding an agent benefit from Verizon!
I will have April Garcia as a speaker at the meetings at a schedule to be determined.

West USA agents may receive a discount for cell service through Verizon. April is available to attend the office meeting if you would like.

April.Garcia@VerizonWireless.com [mailto:April.Garcia@VerizonWireless.com]
Sent: Thursday, July 30, 2009 4:52 PM
Subject: Group Benefits

Contact me, April Garcia, for a flyer outlining the 8% monthly access discount benefit. Also I have a registration form for those that are already Verizon Wireless customers and just need to register for the discount.

Here is another promo available to real etate agents!!! Great offer. I've only seen it once before.

• Buy a BlackBerry SmartPhone between 07/23 and 08/31
• Register your BlackBerry SmartPhone
• Get a Free eKey Starter Kit (use your blackberry handheld to open the GE Lockbox)
• Go here for details: www.blackberry.com/go/ekey

Thanks!

April Garcia l Business Account Executive- Verizon Wireless l Mobile- 602-206-6982 l Fax- 1-866-317-9644 l 7155 W. Detroit St., Chandler, AZ 85226 l april.garcia@verizonwireless.com l

Fw: REVISED BUYERS ADVISORY

 

BEGIN--THE REST IS EASY
Bob Stephens   CRB  e-PRO
Managing Broker
West USA Realty

----- Original Message -----

From: Bob Stephens

To: AAAABob Stephens

Sent: Monday, August 03, 2009 5:49 PM

Subject: REVISED BUYERS ADVISORY

REALTORS®: To ensure your clients receive only the latest version of the Buyer's Advisory, we recommend that you copy the link below and paste it into an email to your client.  When your client clicks the link, they will automatically read the current version on file.  Link to place in the email:
www.aaronline.com/documents/buy_advis.pdf

This is taken from AARonline and is something you need to know!

Please send to all BUYERS as of Aug. 2009.

 

Another note--The HOA addendum was not put into the latest update on zipforms and as of tomorrow Aug. 4, it will be corrected!

 

BEGIN--THE REST IS EASY
Bob Stephens   CRB  e-PRO
Managing Broker
West USA Realty

Fw: e-mail to agents...

This is a VERY important article that I asked Jon Kichen to write; and I am sending it to all the agents in my database as well as the affiliates that I have. It is important that this is circulated to everyone that is a real estate licensee. This is something that a large number of agents have forgot about.

It is also in the WUSA blog.

Please read!

 

BEGIN--THE REST IS EASY
Bob Stephens   CRB  e-PRO
Managing Broker
West USA Realty

----- Original Message -----

From: Jon Kichen

To: Bob Stephens

Sent: Saturday, August 01, 2009 1:26 PM

Subject: e-mail to agents...

This week, ADRE sent out more than 620 letters to agents and their brokers around Arizona informing them that they failed to update their 24 hours of classes before the end of their 2-year cycle. Due to a glitch in the ADRE computer system, these issues go as far back to October of 2008. They should have been sent monthly but where not. Thus, the letters provided 30 days for the agents to show ADRE that the agent attended 24 hours and provides that to them. No penalty will be imposed unless the agent goes past the 30 days. ADRE told us on Friday that about 200 of the letters were sent in errors, but the agents must contact them to determine that.

 

For a history recap, in July of 2007, ADRE began issuing 4 year licenses upon renewal. While agents who received a 4 year license knew that it was good for 4 years (since they paid double the amount of the renewal fee) many forgot that they needed to obtain 24 hours of renewal credit within 2 years or maybe sooner. (See #1 below)

 

The most common reason this occurred is agents forgot that they reached the 2-year cycle. Here is why…

 

1. The agent renewed late on the previous renewal. For example, one agent's previous license expired January 31, 2007. She went inactive and in middle of July, 2007, she decided to activate her license. When she did, she received a 4-year license, yet her two-year cycle to obtain another 24 hours ended January 31, not July 31. A few our agents fell into this trap.
2. The agent flat-out forgot that even with a 4 year license, they need to obtain 24 hours of credit and submit that to ADRE before the end of 2 years. We have several agents who forgot…
3. The agent changed their license from salesperson to Associate Broker, or to a PLLC. No matter when they did that, even after July 1, 2007, they only received a 2 year license, yet some thought they received a 4 year license and forgot the 2 year cycle renewal requirement. Thus they forgot to renew their license.

 

In summary, West USA makes every attempt to be diligent in reminding agents about their upcoming renewal, yet WUSA must be secondary to the agents own diligence in knowing the terms of their license, when they need classes and when it expires. You need to keep track of one license; West USA Realty has thousands.

 

If you received such a letter, don't panic. Call your manager Monday morning for instructions on how to proceed. If you feel the letter is in error, (and some are) you will need to call ADRE. If you took your classes yet did not upload them to ADRE, you will need to do that. If you need classes in a hurry (or any time) one of our brokers, Jon Kichen, has an on-line real estate school, www.desertsageseminars.com where you can obtain a single class or a full 8 class package, all at greatly reduced prices.

 

Any questions, call one of your brokers next week…